8) Will the accidental death benefit annuity ever be less than the ordinary death benefit?
No. If the last remaining statutory beneficiary dies or becomes ineligible and the total annuity payments have not yet equaled the ordinary death benefit, then the remaining difference would be payable as a lump sum to the last living statutory beneficiary, if any. If there is no such person, then this residual lump sum will be paid to the member’s distributees, who are the persons who would receive the member's assets if the member had died without a will.