The loan payment deferral will take effect with the next available payroll, typically within 30 days.

Due to the processing time, if only a few automatic payments remain on your loan, it may not be possible to implement your request before the loan is fully repaid.

Note for members who are paid on the Department of Education payroll: Because summer paychecks are cut in advance, payroll changes (such as stopping loan payment deductions) cannot be implemented during the summer. Changes requested in early May can generally be implemented before the summer paychecks are cut, but changes requested later cannot be implemented until the first payroll in September or later.