R-M-D stands for a Required Minimum Distribution. This is the amount that certain participants in TRS' TDA Program must receive from their TDA funds in a given year to meet the distribution regulations of the Internal Revenue Service. RMDs apply only to TDA participants who have separated from service, reached age 73 in 2023 or later, and have TDA Deferral status. It is important to note that the IRS imposes an excise tax on any amounts that are required to be distributed for a given year, but are not.
Also, certain members who are vested and inactive may become subject to RMD requirements for their Qualified Pension Plan accounts.