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What is an accidental death benefit?

An accidental death benefit may be paid to beneficiaries of members of all tiers in lieu of an ordinary death benefit in the following circumstances:

  • The in-service member's death was the natural and proximate result of an accident that was sustained during the performance of duty, but was not caused by the member's willful negligence; and
  • The beneficiary (or other representative) applies for an accidental death benefit within two years of the member's death (except for beneficiaries of Tier IV and VI members, who must generally apply for an accidental death benefit within 60 days of the member's death).

Please be aware that certain legal restrictions apply to the payment of accidental death benefits and should be considered before applying for this benefit.