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You may be eligible for a QPP loan under the following conditions: a) if you are either an in-service member or on a leave of absence, and b) if you are not in default on an existing QPP loan. In addition, if you are a Tier I or II member, you must have at least three years of TRS membership service; if you are a Tier III, IV, or VI member, you must have at least one year of TRS credited service. You may learn whether you are currently eligible to take a loan by logging in to the secure section of our website.