For Tier III, IV, and VI members, QPP funds automatically accrue 5% interest annually. For Tier I and II members, earnings on QPP funds depend on how the funds are invested in TRS' Passport Funds. The return on QPP funds in the Fixed Return Fund is currently guaranteed at 8.25%; the returns on QPP funds in the variable-return Passport Funds fluctuate monthly. Your most recent Quarterly Account Statement (QAS) indicates your investment elections. You may also review your investment elections by accessing the secure section of our website.