During your first three plan years of membership, TRS will use a projection of your annual wages to determine your contribution rate; these projections are based on your most recent contractual salary, as provided by your employer(s).

Beginning in your fourth plan year of membership and each plan year thereafter, TRS will use your actual wages earned two plan years prior to determine your contribution rate; your wage information is provided by your employer(s). As an example, for the plan year beginning January 1, 2019, the contribution rate would be based on the actual wages for the plan year beginning January 1, 2017.

Note for members who receive wages from multiple employers (i.e., Department of Education, City University of New York, participating New York City Charter Schools): You are required to make pension contributions on all wages received from your primary employer. (Your TRS membership is based on your position with your primary employer.) Pension contributions are also required on all wages from your second employer. However, if you have more than two employers, contributions would only be required on the wages from two employers: your primary employer and the additional employer that provides you with the highest total wages.