In general, you would be eligible to receive unreduced retirement allowance payments (full benefits) if you are at least age 63 and you are vested^. You would generally be eligible to retire with a reduced retirement allowance if you are at least age 55, you are vested, and you are retiring directly from active service or a leave of absence. Please note that, if you have separated from service (through resignation or termination) you would not be eligible to retire before the age of 63.

^As a Tier VI member, you become vested upon attaining 5 years of Total Service Credit. (Prior to Chapter 56 of the Laws of 2022, Tier VI members needed 10 years of Total Service Credit to become vested.)

For more information, please see the Will I receive a reduced retirement allowance due to my age at retirement? FAQ below.