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Are there limits on TDA contributions?

Yes. TDA contribution limits are established by the Internal Revenue Service (IRS) each year. For 2026, the general contribution limit is $24,500. However, you may be eligible to make additional "catch-up" contributions. (See What are 'catch-up' contributions? FAQ below.) Your individual TDA contribution limit for the calendar year is shown online in the secure section of our website.

Please note that the annual limit applies to traditional TDA contributions and Roth contributions combined. In addition, IRS limits are applied cumulatively to contributions made to Section 403(b) Plans (like TRS' TDA Program) and Section 401(k) Plans. Therefore, if you also contribute to other Section 403(b) and 401(k) Plans, you are responsible for ensuring that your aggregate contributions do not exceed the IRS limits.