All withdrawals are paid through Electronic Fund Transfer (EFT) directly into your bank account. TRS will issue payment via paper checks only for the following exceptions:

• Members applying for hardship withdrawal based on domestic abuse have the option to receive payment by check;
• Members residing abroad whose bank will not accept ACH/EFT deposits.

For in-service members paid on the Department of Education payroll, their bank information is already on file; no action is required. If your bank information is not on file with TRS and the two exceptions noted above do not apply to you, you must submit an online Electronic Fund Transfer (EFT) Authorization Form, located in E-Forms in the secure section of the TRS website. You will not be allowed to submit a withdrawal request until TRS has your bank account information on file.