Your annual RMD amount varies year to year and will be calculated by the IRS on a number of different factors (when applicable).

• Your annual RMD amount for a given year is determined by applying an actuarial factor(which changes annually) from an IRS life-expectancy table to your applicable TDA balance.
• If your spouse is more than 10 years younger than you, and is your sole primary TDA beneficiary, your spouse's date of birth will be factored into your RMD calculation.
• If you are a retiree between ages 72 and 75, your RMD amount is calculated based on your Post-1986 TDA balance as of December 31 of the previous year. Your Post-1986 TDA balance is determined by subtracting your Pre-1987 balance from your total TDA balance as of December 31 of the previous year. However, if you are a retiree age 75 or older, your RMD amount is calculated based on your total TDA balance as of December 31 of the previous year.