TRS makes payments through EFT. EFT is required for loans and withdrawals, and other one-time payments.

TRS recommends that you set up your EFT account before you want to apply for a loan or withdrawal. It generally takes at least 21 days to establish an EFT account, so payment of a loan or withdrawal may be delayed if an EFT account is not established in advance.

For retirees, monthly benefit payments (i.e., retirement allowance and, if applicable, annuity payments under the TDA Program) are also paid electronically.