You may grant your agent Standard Authority and/or Gifting Authority. Depending on the level of authority granted, your agent will be able to conduct the following transactions:

• Standard Authority—allows your agent to access account-specific benefit information and conduct other transactions on your behalf such as: withdrawing funds, changing direct deposit accounts, taking loans and updating address/phone numbers.
• Gifting Authority—allows your agent to elect a pension payment option that provides for a beneficiary, designate or change death benefit beneficiaries, and name himself or herself as your beneficiary if “self-gifting” is granted.