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Teachers' Retirement System of the City of New York

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Is there an advantage to leaving my excess funds in my account...? FAQs: An excess withdrawal reduces your Annuity Savings Fund balance, which results in a smaller retirement allowance.
What happens if a loan check never reaches my home? FAQs: TRS will place a stop-payment on a lost loan check if you file an Affidavit for Check Reissue Request (and Authorization to Stop Payment) (code BK2) .
What should I do if my check is late, lost, or stolen? FAQs: TRS will place a stop-payment on a lost check and reissue your check if you file an Affidavit for Check Reissue Request (and Authorization to Stop Payment) (code BK2).
What are the eligibility requirements for a hardship withdrawal? FAQs: You may request to withdraw all or part of your post-1988 TDA contributions if a sudden and heavy financial hardship leaves you unable to reasonably meet certain expenses, and other resources are unavailable to you.
How do I repay a loan? FAQs: Loans are normally repaid through payroll deductions, although several exceptions apply. Alternatively, members can make loan payments or pay off a loan in the secure section of our website.
How many months do I have to repay a loan? FAQs: Tier I and II members must repay QPP loans within four years.
What does the number of loan payments mean in terms of months? FAQs: The number of payment periods for a loan is generally two per month.
May I roll over an outstanding or defaulted loan balance? FAQs: The following loan amounts may be eligible for a rollover:
May I use a direct withdrawal to pay off a TDA loan? FAQs: Yes. You may use the withdrawn money at your discretion.
Can I hold membership in two City retirement systems at the same time? FAQs: No. The Administrative Code of the City of New York prohibits simultaneous membership in two city retirement systems.