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When I am establishing an EFT account, should I indicate "savings" or "checking" if my EFT will be m FAQ
2/5/2026 5:05:33 PMMembers should contact their bank to determine if the money market account is considered a checking or savings account. Note: Only certain money market accounts can be valid for direct deposit.
What happens if I am a Tier I or II member and I have an outstanding loan balance when I resign or a FAQ
3/19/2025 10:18:57 AMIn general, when you leave service, you may repay your outstanding loan balance in a lump sum within 30 days of TRS' notification. If you do not pay the balance within that timeframe: your outstanding QPP loan amount would generally be reduced from your QPP fund balances; and your outstanding TDA loan balance would be considered a taxable distribution and would be reported to the IRS. However, if you have vested rights when you leave service, you may maintain an outstanding TDA loan balance by filing a TDA Deferral Status Election Form (for vested members) (code TD31).
If I have Power of Attorney (PoA) for a retiree, how may I obtain a copy of the retiree's 1099 form? FAQ
3/19/2025 10:18:53 AMIf TRS has a copy of your PoA on file, you may submit a written request to TRS for a copy of the retiree's 1099 form. You may also submit a written, notarized authorization from the retiree if you wish to have this information released to you.
How soon after I am restored to active service can I apply for a QPP loan? FAQ
3/19/2025 10:19:14 AMYou may apply for a new QPP loan approximately four months after you receive your new TRS membership number.
How soon after I am restored to active service can I apply for a QPP loan? FAQ
3/19/2025 10:19:41 AMYou may apply for a new QPP loan approximately four months after you receive your new TRS membership number.
If I have Power of Attorney (PoA) for a retiree, how may I obtain a copy of the retiree's 1099 form? FAQ
3/19/2025 10:19:43 AMIf TRS has a copy of your PoA on file, you may submit a written request to TRS for a copy of the retiree's 1099 form. You may also submit a written, notarized authorization from the retiree if you wish to have this information released to you.
If I have Power of Attorney (PoA) for a retiree, how may I obtain a copy of the retiree's 1099 form? FAQ
3/19/2025 10:20:16 AMIf TRS has a copy of your PoA on file, you may submit a written request to TRS for a copy of the retiree's 1099 form. You may also submit a written, notarized authorization from the retiree if you wish to have this information released to you.
Do I have to withdraw or roll over my total TDA account balance when I reach age 75? FAQ
3/19/2025 10:20:03 AMNo. You can continue to maintain your TDA account past age 75. But you would need to begin receiving an RMD that is based on your entire TDA balance.
What should I do if I disagree with any of the information in my ABS or QAS? FAQ
3/19/2025 10:19:21 AMIf you disagree with the information in your ABS, you may access the ABS Inquiry feature in the secure section of our website. As an alternative, you may file a paper ABS Inquiry Form based on your tier (either I/II or III/IV/VI). If you disagree with the information in your QAS, you may file a QAS Inquiry Form (code MA3).
Do I have to take a loan before I can apply for a hardship withdrawal of my TDA funds? FAQ
3/19/2025 10:19:34 AMNo, based on an Internal Revenue Service change effective after 2019. However, you would not be eligible for a hardship withdrawal unless you have maximized certain other available TRS resources. These include any pre-1989 funds and if you are a Tier I or Tier II member, any excess Annuity Savings Fund (ASF) accumulations. You should also ensure that you have maximized any reasonably available funds or distributions from other resources before you apply for a TDA hardship withdrawal.