Teachers' Retirement System of the City of New York

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How many months do I have to repay a loan? FAQ
3/19/2025 10:18:56 AM

Tier I and II members must repay QPP loans within four years. All TDA loans, and QPP loans for Tier III, IV, and VI members, must be repaid within five years.


When can I file for a FICA-C offset or an ITHP waiver? FAQ
3/19/2025 10:19:03 AM

Tier I and II members can apply at anytime by filing a QPP Contributions Change Application (code IP1).


What happens if I do not meet my minimum accumulation? FAQ
3/19/2025 10:19:10 AM

Tier I and II members who do not meet the minimum accumulation may not be eligible to receive their full retirement benefit. In addition, they would not be eligible to elect a zero rate of contributions or to make an excess withdrawal.


How many months do I have to repay a loan? FAQ
3/19/2025 10:19:48 AM
Tier I and II members must repay QPP loans within four years. All TDA loans, and QPP loans for Tier III, IV, and VI members, must be repaid within five years.

Should I notify TRS if I change my name? FAQ
3/19/2025 10:18:43 AM

In-service members who change their name should notify their employer (the Department of Education, the City University of New York, or the participating Charter School). After the employer updates the information, TRS’ records will also be updated. TRS cannot process name changes for in-service members.

Retirees must submit the Retiree's Change of Name Form (code RP1) or the online equivalent in the secure section of our website. The legal document that effects the name change (for example, a divorce decree or a marriage license) must also be submitted.The legal document that effects the name change (for example, a divorce decree or a marriage license) must also be submitted. For quicker service, please file online.


What should I do if I forgot my password? FAQ
3/19/2025 10:18:47 AM

Click "Forgot Password" to begin the password retrieval process. Then select how you would like to receive a one-time password. Enter the one-time password (OTP) on this screen and click "Login." You will then be required to enter and confirm a new password. You may not use any of your previous 10 passwords. Click "Save" to complete your password reset. You will then be asked to enter your new password to log in.


What should I do if I disagree with my QPP contribution rate? FAQ
3/19/2025 10:19:01 AM

The QPP contribution rate for a Tier VI member is subject to change each year as of January 1, the start of the new "plan year." TRS uses salary/wage information provided by your employer(s) when we determine your contribution rate. Therefore, if you are a Tier VI member who disagrees with your QPP contribution rate, your first step should be to contact your employer(s) to ensure all of your salary/wage information is correct. TRS would correct your contribution rate, if necessary, only based on updated information from your employer(s).


How can I be restored to active service after I retire? FAQ
3/19/2025 10:19:14 AM

You should first find employment in a TRS-eligible position. In addition, you must file with TRS either an Application for Restoration from Service Retirement (code GA1) or an Application for Voluntary Restoration from Disability Retirement (code DI20). The Application for Voluntary Restoration from Disability Retirement may be obtained by calling TRS at 1 (888) 8-NYC-TRS and speaking with one of our Member Services Representatives.


What should I do if I believe there is an error in the amount of service credited to me? FAQ
3/19/2025 10:19:18 AM

In this case, please write to TRS' Member Status Unit. You will need to provide documentation that verifies your service claim. Documentation should be on the official stationery of the agency you worked for, and should indicate the exact amount of service you performed, your title, and an annual breakdown of your salary history during this period. TRS will review the documentation, make any necessary revisions, and notify you of the resolution.


How can I be restored to active service after I retire? FAQ
3/19/2025 10:19:39 AM

You should first find employment in a TRS-eligible position. In addition, you must file with TRS either an Application for Restoration from Service Retirement (code GA1) or an Application for Voluntary Restoration from Disability Retirement (code DI20). The Application for Voluntary Restoration from Disability Retirement may be obtained by calling TRS at 1 (888) 8-NYC-TRS and speaking with one of our Member Services Representatives.