What is a Non-qualified Roth withdrawal and how is it taxed?
A Non-qualified withdrawal is a distribution that is subject to federal taxes and penalties. It does not meet both conditions of a Qualified withdrawal (see What is a Qualified Roth withdrawal and how is it taxed?). The portion of your withdrawal that represents investment earnings will be subject to taxes (as well as an 10% early distribution penalty if you are not yet 59½).