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Will I be refunded for an erroneous contribution?
FAQs: Yes. To apply for a refund, you must complete an Erroneous Contribution Refund Application (code IP12) .
What is my minimum accumulation?
FAQs: If you are a Tier I or II member, your Minimum Accumulation is the amount you must have in your QPP account to be eligible to receive a full retirement benefit (if you are not subject to an age reduction).
How does EFT work?
FAQs: By the last day of every month, the City of New York will transmit your payment to your financial institution for deposit in your designated account.
Will I have TDA deductions from my summer pay?
FAQs: Yes. TDA deductions are taken out of summer pay.
How long does it take for a loan to be issued?
FAQs: Loans are generally paid within 1-2 weeks after the application is received.
When would a loan go into default?
FAQs: If your loan is not fully repaid within five years, it is considered in default, and TRS would ask you to make a lump-sum repayment within 30 days.
What are the benefits of participating in the TDA Program?
FAQs: TRS' TDA Program enables you to invest money for your future consistently on a tax-deferred basis.
What is Death Benefit #2?
FAQ: Under Death Benefit #2, the benefit would equal one year's salary upon the completion of one year of service, two years' salary upon the completion of two years of service, and three years' salary upon the completion of three or more years of service.
What is Final Average Salary?
FAQs: Final Average Salary, or FAS, is a calculation used to compute the retirement allowances of TRS members.
Will TRS help me complete an application?
FAQs: Yes. Member Services Representatives can help you by answering inquiries over the phone or in person.