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Teachers' Retirement System of the City of New York

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What is the impact of electing a zero rate? FAQs: Electing a zero rate will increase the amount of your paycheck, but reduce the amount of funds potentially available for your retirement allowance.
How long will it take to process a zero rate? FAQs: The new rate will take effect two pay periods after your Zero Rate Application has been approved.
How much must I contribute to the QPP as a Tier VI member? FAQs: Contribution rates are based on annual wages earned during "plan years," as indicated in the table below.
What do the payroll deduction codes on my pay stub represent? FAQs: The code "TRS 414H STD" represents pre-tax QPP deductions.
Do my QPP contributions gain interest? FAQs: For Tier III, IV, and VI members, QPP funds automatically accrue 5% interest annually. F
What is the difference between FICA Classes "A," "C," and "E"? FAQ: Under FICA Class "A," your Social Security tax and your pension contributions are both deducted from your gross salary.
When will I receive my Benefits Letter? FAQs: You will most likely receive your Benefits Letter from TRS about one week before receiving your first retirement allowance payment.
Why does my retirement allowance differ from the amount that my union representative calculated? FAQs: The figures used by your union representative were estimates.
What should I do if I disagree with information in the Benefits Letter? FAQs: You should file a Benefits Letter Inquiry Form (code RC1) , along with a copy of the page of your Benefits Letter.
May I receive a duplicate Benefits Letter? FAQs: Yes. In order to receive a duplicate Benefits Letter, you must submit a written request to TRS at 55 Water Street, New York, NY 10041.