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Teachers' Retirement System of the City of New York
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Will I have TDA deductions from my summer pay? FAQ
3/19/2025 10:19:25 AM

Yes. TDA deductions are taken out of summer pay.

Why is the pension number box on my pay stub blank? FAQ
3/19/2025 10:18:46 AM
If your TRS membership is mandatory, the box may be blank because TRS has not completed processing your enrollment. If your TRS membership is optional, the box may be blank because you have not enrolled in TRS, or TRS has not completed your enrollment.
Why is the pension number box on my pay stub blank? FAQ
3/19/2025 10:18:51 AM

If your TRS membership is mandatory, the box may be blank because TRS has not completed processing your enrollment. If your TRS membership is optional, the box may be blank because you have not enrolled in TRS, or TRS has not completed your enrollment.

May I use a direct withdrawal to pay off a TDA loan? FAQ
3/19/2025 10:18:57 AM

Yes. You may use the withdrawn money at your discretion.

Can I pay my own federal taxes once I retire? FAQ
3/19/2025 10:19:07 AM

Yes. However, you should ask the Internal Revenue Service or your tax consultant for advice regarding "estimated taxes" in order to avoid the possibility of penalties due to underpayment.

May I use a direct withdrawal to pay off a TDA loan? FAQ
3/19/2025 10:19:48 AM
Yes. You may use the withdrawn money at your discretion.
Can I pay my own federal taxes once I retire? FAQ
3/19/2025 10:19:55 AM
Yes. However, you should ask the Internal Revenue Service or your tax consultant for advice regarding "estimated taxes" in order to avoid the possibility of penalties due to underpayment.
May I use a direct withdrawal to pay off a TDA loan? FAQ
3/19/2025 10:20:01 AM

Yes. You may use the withdrawn money at your discretion.

Are leaves of absence without pay creditable in TRS? FAQ
3/19/2025 10:19:16 AM

For all tiers, credit may be granted for a leave associated with public employment in another New York State or New York City position, or for a leave associated with certain military service. Tier I members may also be eligible to receive credit for leaves associated with restoration of health and certain study leaves. In all cases, before TRS can grant credit for a leave, the member's employer must recommend that service credit be granted.

What is ITHP? FAQ
3/19/2025 10:18:43 AM
I-T-H-P stands for Increased-Take-Home Pay. The City of New York contributes 2.5% of Tier I and II members' gross salary toward their retirement allowance. This reduces the contributions that the members would have to make to the QPP and thereby increases their take-home pay. Members have the choice of waiving their ITHP, which would reduce their take-home pay, but provide them with a higher annuity benefit upon retirement. In any case, the City will make the same contribution to their ITHP account.