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30-Year Comparison of Accumulations in TRS' Investment Programs

The table below compares accumulations as of December 31, 2017, based on assumed contributions of $100 per month into each of the Passport Funds during the preceding 30-year period.

Period of Contribution

Contribution Amount
1 Year
1/1/17 to
12/31/17
$1,200
3 Years
1/1/15 to
12/31/17

$3,600
5 Years
1/1/13 to
12/31/17
$6,000
10 Years
1/1/08 to
12/31/17
$12,000
15 Years
1/1/03 to
12/31/17
$18,000
20 Years
1/1/98 to
12/31/17
$24,000
30 Years
1/1/88 to
12/31/17
$36,000
Fixed Return (TDA/UFT)^ $1,244 $3,998 $7,151 $17,266 $32,206 $54,420 $136,486
Fixed Return (All Others)^ $1,245 $4,053 $7,343 $18,256 $34,475 $58,584 $147,659
Diversified Equity $1,327 $4,468 $8,130 $22,518 $38,554 $57,317 $167,904
Bond $1,203 $3,652 $6,166 N/A N/A N/A N/A
International Equity $1,346 $4,380 $7,390 N/A N/A N/A N/A
Inflation Protection $1,234 $3,680 $5,949 N/A N/A N/A N/A
Socially Responsive Equity $1,307 $4,342 $7,909 N/A N/A N/A N/A
^Fixed Return Fund

QPP: Tier I and II members are credited with 8.25% annually on QPP investments in the Fixed Return Fund; this rate has been in effect since July 1, 1988.

TDA: Members who are serving in (or resigned/retired from) a title represented by the United Federation of Teachers (UFT) are credited with 7% annually on TDA investments in the Fixed Return Fund. This rate has been in effect since December 11, 2009; the previous rate was 8.25%. Other members are credited with 8.25% annually on TDA investments in the Fund; this rate has been in effect since July 1, 1988.

Note: Historical returns for the full 30-year period are not available for all funds. The International Equity, Inflation Protection, and Socially Responsive Equity Funds began in July 2008. The Bond Fund began in January 2012; prior to this, the Stable-Value Fund was available to members.