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Teachers' Retirement System of the City of New York

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What is the difference between an IRA and a Section 403(b) Program like TRS' TDA Program? FAQs: There are several key differences.
How can I change the way my TDA contributions are invested? FAQs: In-service TDA participants, members with TDA Deferral status, and TDA annuitants may change their TDA investment elections four times a year.
Why didn't my TDA investment election changes take effect in my account? FAQs: In general, TDA investment election changes made by in-service TDA participants and members with TDA Deferral status take effect on the next conversion date that occurs at least 30 days after TRS receives their form or online request.
Can I stop investment election changes already in progress? FAQs: In-service Tier I and II members under the QPP, all in-service TDA participants, and members with TDA Deferral status may file a new investment election change form or online equivalent; in this case, any 6-, 9-, or 12-month conversions in progress but not yet completed ...
Will my TDA funds continue to receive investment return and/or interest after I retire? FAQs: If you elect TDA Deferral status or annuitize your TDA funds, your TDA funds would receive investment return and/or interest based on your investment elections.
Why was I issued a 1099-R even though I rolled over my funds? FAQs: TRS must issue a 1099-R form even if a distribution was rolled over.
Of the sum represented on the 1099-R form, which portion is tax-free and which portion is taxable? FAQs: The tax-free amount is listed in box #5; the taxable amount is listed in box #2a.
On what day will funds be deposited in my account under EFT? FAQs: Under the EFT system, funds are deposited in your account on the day the payment is issued.
Can different types of monthly benefit payments be deposited in different accounts? FAQs: You can request this in the secure section of our website, or you can file a separate EFT Authorization Form (code BK58) or EFT Election at Retirement Form (code BK66), as applicable, for each account.
Can I transfer my membership to another retirement system? FAQs: If you have separated from service (resigned or been terminated), or if you are on a leave of absence without pay, you may be eligible to transfer your membership to another retirement system within New York State.